I can remember a few years back when I first started shopping online.It was a weird and totally scary feeling trying to trust a person on the other side of cyberspace with access to your personal information and access to your MONEY!
I have been ripped off enough times in the past to learn small but effective ways to shop online.
1.I personally have 4 online checking accounts with Account Now.
2.Two of those accounts are personal and two are for business purposes!
3.One of my personal accounts is my "Parent" account.I have direct deposit from my job to go to that account.I also deliberately destroyed the debit card for this account.I did this because I have another personal account in which I keep that debit card.What I do when I want to shop around town or go online to make purchases is SHARE money from the Parent account to my so called "Child" account.With Account Now this is FREE. I only put enough into the child account to make either each purchase online or sometimes I leave a small balance for misc spending.
4.I repeat the same process for my business.Only depositing enough from my parent account to the child account to cover purchases. This will ensure that a scammer cannot continually hit you Credit/Debit card and wreak havoc.
I was lucky though!I had a supplier 3 years ago accept an order and charge my debit for the order.I did not receive the order for weeks.I called and he confirmed there was a mix up and it was on its way.2 weeks no merchandise.I called again and the same story.SHOCKINGLY I checked my account and saw that the guy tried to charge me AGAIN each time I called in reference to the order!LUCKILY I only had a few dollars left in the account after the original purchase.Saving me a potential heart attack!I have hada website try and charge me for their services that I COMPLETELY did not purchase.It would have cost me hundreds of dollars.
I also Love using Account Now because I have all of my family members an account or share card.You can instantly share money with ANY one for FREE if they have the debit or share card.
You can use Green Dot reload cards to put money into your account but Direct Deposit is free.
Even when you are short between paydays and need a small loan you will be eligible to receive small loans!
Go to Account Now to receive more info on their services.By using this link you will receive $10 when you sign up and add money to your account!
Go Now:Refer a friend
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